Open the corridor without a new correspondent chain

Move money between licensed institutions and deliver each payment where the customer already banks, from your sending market or ours.

Where it stops today

What changes

Value, measured your way: settlement time, pre-funding avoided, Travel Rule completeness, amount landed versus amount sent.

Fund the corridor

Fund the corridor without a nostro, where the approved settlement model and partner liquidity allow.

KPI: settlement time.

Reduce pre-funding

Reduce corridor pre-funding where the approved settlement model and partner liquidity allow.

KPI: pre-funding avoided.

Land where the customer already banks

The account or wallet they hold, or a basic phone where they hold neither.

KPI: amount landed versus amount sent.

Get the file back

camt.053, camt.054, MT940, BAI2, CSV.

KPI: Travel Rule completeness.

The rail, before and after

The same sending institution, one more leg at the receiving end.

Today
  1. Bank or exchange house
  2. Recipient with an account or an app
With Saleem
  1. Bank or exchange house
  2. Saleem
  3. Any handset
  4. Merchant or cash-out

What changes

  • Payouts reach recipients beyond your accounts, on any handset.
  • Every payment returns per recipient in camt.053, camt.054, MT940, BAI2 and CSV.
  • One connection, by API or by batch file.

What does not

  • Your core banking system.
  • Your customer and your regulated relationship.
  • Your licence, and the activity you perform under it.
  • Your rails and your pricing.

Integration is by API or by batch file, whichever your operations already run. Nothing changes in your core: you send as you send today, and Saleem carries the leg beyond the account.

Fits your existing stack

The three states below come from Saleem's partner mapping, which is research and not partnerships or commitments. Whichever describes you, the addition is the same: reach past the account.

Already digital

Add stablecoin settlement and feature-phone reach.

Partly digital

Add wallet, payments and last-mile reach.

Limited digital infrastructure

Use Saleem as the mobile payment layer.

Who pays, who earns

The structure, not the numbers.

You pay for the platform, you keep the customer, Saleem is the rail.

What you keep, and who does what

The five questions a diligence team asks, answered.

Integration

API or batch file, whichever suits your operations. No core banking change is required, and the connection is scoped with your team before anything is built.

Regulatory responsibility

Licensed partners perform regulated money movement, custody, conversion and payout as required in each jurisdiction. Saleem provides instruction validation, screening orchestration, routing, records and reconciliation under the agreed operating model.

Custody

Recipient balances are to be held by a licensed custodian and accessed through Saleem's interfaces; keys do not sit on the handset. This is the target operating model at launch.

Settlement

Value settles on the network and the regulated token you permit: dirham payment tokens under the CBUAE regime and dollar tokens recognised by the ADGM FSRA. The recipient never handles a token, and neither does your customer.

Customer ownership

You keep your customer and your regulated relationship. Saleem does not stand between you and the person who banks with you.

Regulated permissions

Each regulated activity is performed by the appropriately licensed entity in the relevant jurisdiction; the final responsibility map is agreed per corridor.

Reconciliation

Every payment returns to you per recipient, in the formats your operations team already reads: camt.053 and camt.054, MT940, BAI2 and CSV.

What exists today

Six client surfaces are built and demonstrable against mocked services. The production backend, licensed-partner connections and independent security testing remain pre-launch work.

Saleem desktop console: treasury export format list with camt.053, camt.054, MT940, BAI2 and CSV
Treasury export in bank formats
Saleem desktop console: disbursement batch history with completed and failed counts
Disbursement reconciliation, per recipient

Six client surfaces are built and demonstrable against mocked services. The production backend, licensed-partner connections and independent security testing remain pre-launch work.

Bring us a corridor

Tell us which corridor you serve today and where your reach stops, and we will scope the partner role and the integration around it.

Talk to the team

Questions partners ask

All twelve questions