Built. Ready to demo.

Six client surfaces are built and demonstrable against mocked services: USSD and SIM Toolkit, KaiOS, Android and iOS, the institutional console and merchant POS.

Any handset. No app needed on a basic phone. No bank account.

Talk to the team

Send

Bulk payouts and payroll from one file, to any phone.

Bulk disbursement

Bulk disbursement of stablecoins to many recipients

Saleem desktop console: bulk disbursement file validation
Every payment file validated, row by row

Payroll

Domestic workers and construction workers paid via Saleem wallet

Saleem corporate console: treasury, payouts and managed payees, demo data
Corporate · disbursements, invoices, treasury

Control

Every payment approved, screened, reconciled and exportable.

Treasury export

Wallet and disbursement activity from the desktop console into their own finance systems

Saleem desktop console: Treasury Export format list with camt.053, camt.054, MT940, BAI2, and CSV
Treasury statements and Disbursement reconciliation

Reconciliation

Disbursement reconciliation, per recipient

Saleem desktop console: disbursement batch history with completed and failed counts
Every batch, every failure, accounted for

Audit trail

Every bulk disbursement row runs through six sequential compliance stages

Saleem desktop console: disbursement reports with export and batch history
Every payment, approval and spend, auditable line by line

Screening

On-chain sanctions screening and risk scoring

Reach

Existing wallets and accounts by API through a licensed partner; Saleem's own wallets where none reaches the phone; merchant acceptance as a rail on any till.

Feature-phone wallets

Saleem's own USSD, SIM Toolkit and KaiOS wallets, for the recipient no existing wallet reaches

Saleem KaiOS feature-phone wallet home screen with balance card
KaiOS · feature phone

Merchant acceptance

Merchant acceptance as a rail on the terminal or wallet already in use; any KaiOS or Android phone becomes the POS, no dedicated hardware

Saleem Merchant POS: any phone becomes a terminal
Merchant POS · on any phone

Merchants: your customers hold feature phones, and so can your till. What merchants get.

The consumer ladder

THE CONSUMER LADDER Tier 0 · USSD / STK / SMS Any handset with a SIM · no app, no data Receive, cash out, check balance Tier 1 · KaiOS Smart feature phone from ~$25 Adds bill pay and merchant QR Tier 2 · Android / iOS Full wallet, savings, self-service The number, the balance, and the compliance record carry across every step unchanged. OPERATOR SURFACES Merchant Acquiring POS phone app + payment terminal Desktop Operator Console Bulk payouts, approvals, treasury, compliance External Wallet Connectivity Interoperability with self-managed wallets ONE WALLET CORE · MSISDN as the account · one balance, one history, one audit trail SIX SETTLEMENT NETWORKS · Chainlink CCIP cross-chain bridging

One wallet that grows with the customer, from a $12 handset to a smartphone.

All surfaces

Saleem KaiOS feature-phone wallet home screen
Consumer ladder · KaiOS Vue.js app, runs on $25 smart feature phones.
Saleem Android / iOS wallet home screen
Consumer ladder · Android / iOS React Native, bank on-ramp.
Saleem desktop operator console home screen
Operator surface · Desktop Console Tauri v2, role-gated operator pages.

Indicative retail prices, August 2026; varies by market.

Built today: the client surfaces and demonstration flows. Production scope: live partner connections, server-side compliance wiring, independent security audit and penetration testing.

Questions partners ask

All twelve questions